FINANCING YOUR TRIUMPH
You just want to ride, to help you with this we have two finance options available to get you moving.
So we've put together two straightforward options to keep things simple for you. All are available via Triumph TriStar, provided by industry experts Black Horse Limited, and you can finance all or part of your next new or used Triumph, including any bolt-on accessories that you've added.
Take a look at the options or ask for details the next time you're talking to your Triumph dealer
PERSONAL CONTRACT PURCHASE (PCP)
Riders love control, and if you are looking for lower monthly payments you could consider our Tristar PCP (Personal Contract Purchase) product, which allows you to hand your bike back at the end of the term.
Once you’ve found your dream bike. Decide on a deposit, term and how many miles you’ll ride a year. Your monthly repayments will be calculated along with the Optional Final Repayment.
You have the option of taking the finance over two to four years to suit your budget.
Once you’ve arranged the finance with your Triumph dealer and checked the finance documentation, you sign on the dotted line and ride away
The monthly repayments are lower than a HP agreement as a proportion of the amount to repay is deferred into the Optional Final Repayment. You will pay more interest on a PCP agreement than a HP agreement for the same loan amount, term and APR as your balance reduces more slowly due to the optional final repayment.
WHEN YOUR AGREEMENT COMES TO AN END
You will be given a guaranteed future value for the bike at the time of purchase, so at the end of the agreement, you have three options:
HAND IT BACK
Return the motorcycle and not pay the Optional Final Repayment. Excess mileage and damage charges could apply - fair wear and tear accepted.
PAY IT OFF
Pay the Optional Final Repayment and own the motorcycle
PART EXCHANGE
Part exchange the motorcycle for a new one*
HIRE PURCHASE (HP)
Hire purchase deals are designed to help you spread the cost of purchasing a brand new Triumph motorcycle. When the final repayment has been made, the motorcycle is all yours.
With Triumph Tristar Hire Purchase, you can: Pay an initial deposit, ride away and make regular monthly payments. After the last payment, the bike’s all yours.
Choose any new or used Triumph that's up to ten years old and decide how long you want to make regular payments, between one and five years**.
And for an example quote visit our configurator.
Credit is available subject to status for UK residents aged 18 and over.
*New credit agreements are subject to status.
Credit is subject to status, UK residents aged 18+. Triumph TriStar is a trading style of Black Horse Ltd, St William House, Tresillian Terrace, Cardiff, CF10 5BH.
Triumph Motorcycles Ltd is a credit broker and not a lender. Triumph Motorcycles Ltd introduces you to a dealer which acts as a credit broker in its own right. That dealer may go on to introduce you to Black Horse Ltd as lender. Triumph Motorcycles Ltd will receive a payment as result of these introductions. This will be a percentage of advance. This means the more you borrow, the more commission we receive. Triumph Motorcycles Ltd will also receive a payment from Black Horse Ltd to help with the cost of promoting its products. The payments will be the same, no matter what interest rate that you pay.
With TriStar Personal Contract Purchase you have the option at the end of the agreement to:
(1) Return the motorcycle and not pay the Optional Final Repayment. If the motorcycle is in good condition (fair wear and tear accepted) and has not exceeded the maximum agreed mileage you will have nothing further to pay. If the motorcycle has exceeded the maximum agreed mileage a charge of 7.2p (including VAT at 20%) will apply per excess mile. (2) Pay the Optional Final Repayment to own the motorcycle or (3) Part exchange the motorcycle subject to settlement of your existing finance
Quotes are indicative and may be subject to change. Quotes are not an offer of credit. Please ensure you can afford the monthly repayments before entering into a finance agreement.
**The oldest your Triumph can be at the end of your agreement is 14 years for HP and 6.5 years for PCP.
Shirlaws Ltd is registered in Scotland under company number: SC134694. Registered office address: Ker-An House Wellington Circle, Altens, Aberdeen, United Kingdom, AB12 3JG
Shirlaws Ltd (FRN - 428451) is an appointed representative of The Compliance Guys Ltd which is authorised and regulated by the Financial Conduct Authority (FRN - 941360). We act as a credit broker not a lender. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. (Written Quotation available upon request). Whichever lender we introduce you to, we will typically receive commission from them (either a fixed fee or a fixed percentage of the amount you borrow), this will not affect the rate you are offered or the amount you will pay back. The lenders we work with could pay commission at different rates. All finance is subject to status and income. Terms and conditions apply. Applicants must be 18 years or over. We are only able to offer finance products from these providers.
Shirlaws Ltd are registered with the Information Commissioners Office under registration number: ZA079988
